Housing and the Financial Crisis
Columbia Business School’s thought leadership on issues related to the U.S. housing crisis has gained the attention of the media and policymakers alike. This section contains a guide to related background and analyses, broken into three main policy areas.
- Accelerated Amortization: Allowing refinancing with shorter amortization periods and at minimal closing costs would benefit more than a million homeowners while also helping to stabilize the housing market and boost the broader economy, all without cost to taxpayers.
- Economic Stimulus Through Refinancing: How the federal government could stimulate the economy while helping middle-class households without a cost to taxpayers—and possibly benefiting them.
- Mortgage Modification: Targeting privately securitized mortgages for loan modifications would stabilize the housing market and prevent foreclosures.
About the Researchers
Click through for bios of the Columbia Business School faculty and administrators leading this research: