Professor Giles is the founder and president of CBT Worldwide, which provides on-site classroom instruction in financial markets and banking topics for financial services corporations and organizations serving the financial sector. His focus is debt markets, money markets, and money and banking. Firms currently or previously utilizing these programs include: JP MorganChase, Moody’s Investors Service, Mortgage Bankers Association of America, Calyon, RBS Greenwich Capital, PricewaterhouseCoopers, Federal Home Loan Bank of New York, Brown Brothers Harriman, Bank of China, Wachovia, Conference of State Bank Supervisors and Dresdner Kleinwort, among others. Outside of the U.S., he has lectured on bank management and financial market economics in Finland, Tunisia., Korea, China and elsewhere. Professor Giles is a contributing author to the International Finance Handbook(John Wiley and Sons), technical adviser to Money Magazine and a member of the review committee for the Sixth Edition of Bond Markets, Analysis, and Strategies (Frank J. Fabozzi/Prentice Hall). He contributed The American Banking System chapter for Wiley’s forthcoming Handbook of Finance edited by Frank Fabozzi. He also conducts a course for business press writers at Columbia’s Knight-Bagehot Fellowship Program. He began his career as a systems analyst with Rockwell International, developing and utilizing large-scale digital simulation models for the design of air-to-air missiles.