News

Rising Consumer Delinquencies and Persistent Wealth Gap Foreseen in North America: FICO Survey

Decision Science News | January 21, 2015

A survey conducted by FICO finds that while consumer deliquencies and credit card debt are expected to rise in the first half of 2015, the U.S. and Canada are less pessimistic than previous quarters regarding student loan delinquencies. 

 

 

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DEBUNKING AGING MYTHS IN FINANCIAL DECISIONS

Decision Science News | January 15, 2015

New research shows cognitive aging does not spell doom for financial decision-making

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As We Age, We Get Both Smarter and Less Smart

Decision Science News | January 15, 2015

The bad news: our brains slow down as we age. As early as our 30s, "fluid intelligence" starts deteriorating. The good news: another type of smarts—"crystallized intelligence," or the ability to use skills, knowledge, and experience—keeps growing until we get elderly.

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Thinking about how you’ll be remembered by future generations can prompt pro-environment behavior.

Decision Science News | January 12, 2015

Most Americans believe that climate change is occurring. But as a recentPew survey confirms, we don’t view it as a high-priority problem. After all, we reason, its most severe impacts won’t be felt for decades. So why change our behavior now?

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Graying, but still golden

Decision Science News | January 12, 2015

RIVERSIDE, Calif. -- Getting old doesn't spell doom when it comes to making important financial decisions, a team of researchers led by a University of California, Riverside assistant professor report in a just published paper.

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Sound credit scores and financial decisions despite cognitive aging

Decision Science News | January 12, 2015

At a time when the world’s 65-and-older population will double by 2035, policy changes have transferred many complex financial and healthcare decisions to individuals. Age-related declines in cognitive ability raise the specter that older adults facing major financial decisions may find them increasingly challenging. We explore whether knowledge and expertise accumulated from past decisions can offset age-related cognitive declines.

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Your brain on climate change: why the threat produces apathy, not action

Decision Science News | December 1, 2014

Voter behavior has long held mysteries for both politicians and psychologists. Why do poor and working-class voters across the US South, for instance, still line up to support conservative candidates whose policies favor the rich, weaken the social-safety net and limit access to affordable health care?

Topics: Business Economics and Public Policy | Read Article

Opinion: We're leaving too many energy dollars behind us, on the ground

Decision Science News | July 10, 2014

May 19, 2014

Topics: Strategy | Read Article

When Buying Insurance on the Exchanges, It Helps to Have Help

Decision Science News | May 22, 2014

New online marketplaces don't do enough to let consumers weigh their options, experts say

By Karen Pallarito
HealthDay Reporter

FRIDAY, Oct. 18 (HealthDay News) -- You have to wade through a lot of insurance jargon and be a skilled number-cruncher to choose the right health insurance plan on the new health exchanges, health literacy and consumer decision-making experts say.

Topics: Healthcare | Read Article

You Don’t Need To Keep The Health Care Plan You Have

Decision Science News | May 22, 2014

By News Staff

Topics: Healthcare | Read Article