Premiums and deductibles tend to get the most attention when it comes to health insurance. Drug coverage deserves far more than it gets. And that's true whether you're shopping for insurance on one of the new health care exchanges or dealing with open enrollment at your employer.
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Decision Science News
| May 22, 2014
Tens of thousands of people flocked to the new online marketplace this past week, in hopes of signing up for coverage that could kick in as early as New Year's Day. The federal website is working better, but as more people get through the initial application process, they may then face a possibly daunting decision: which of all the plans should they choose?
An Affordable Care Act 'promise': competition
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Decision Science News
| May 22, 2014
By Bertha Coombs
Even if HealthCare.gov worked as well as Amazon, buying insurance isn't easy. And for many young, first-time insurance buyers, trying to pick the most cost-effective plan can involve a steep learning curve.
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Decision Science News
| May 22, 2014
Jayne O'Donnell and Paul Overberg, USA TODAY
USA TODAY analysis shows metal level assigned to insurance plans on exchange website are often meaningless when it comes to price.
The bronze, silver, gold and platinum levels that plans are grouped into on the federal health insurance exchange are often meaningless when it comes to price, a USA TODAY analysis shows.
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Decision Science News
| May 22, 2014
(Reuters) - Nobody wants their health benefits cut, but a funny thing happens when U.S. consumers shop for plans on their own: They buy less coverage than they had before.
That "buying low" behavior observed in data collected by consulting companies like Aon Hewitt and Liazon Corp may soon happen much more often. With the start of Obamacare and corporate open enrollment seasons, millions of Americans are likely to buy their own healthcare coverage on public and private exchanges.
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Decision Science News
| April 18, 2014
When frigid temperatures set much of the country shivering last week, pundits took the opportunity to scoff at the concept of climate change.
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Decision Science News
| April 18, 2014
FORTUNE -- We now know that 7.1 million people signed up for health care insurance during the Affordable Care Act (ACA)'s initial enrollment period, which ended on March 31. But, what is less well known is the potential financial disaster facing these millions of consumers who have chosen policies during the last six months.
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