It is time to tackle the systemic flaw in housing policy — reliance on leverage — and introduce minimum downpayment regulations for all homebuyers, writes Charles W. Calomiris.
Calomiris, Charles. "Time to Introduce Minimum Downpayments for Mortgages." The Financial Times Economists' Forum (August 24, 2010). http://blogs.ft.com/economistsforum/?s=calomiris#axzz1Z56dN2Tc.
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