Discusses how point-scoring systems used by credit grantors to weigh credit applications may be objective, but also enable creditors to discriminate arbitrarily against individuals. Advantages of using the point-scoring approach in screening credit applicants; Retailers' value allocation for two consumer characteristics.
Capon, Noel. "Discrimination in Screening of Credit Applicants." Harvard Business Review 56, no. 3 (1978): 8-12, 172.
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